{"id":1251,"date":"2019-06-28T13:28:34","date_gmt":"2019-06-28T11:28:34","guid":{"rendered":"https:\/\/hansemerkur-muc.de\/?page_id=1251"},"modified":"2019-06-28T16:12:38","modified_gmt":"2019-06-28T14:12:38","slug":"occupational-disability-insurance","status":"publish","type":"page","link":"https:\/\/versicherungsexperten-muenchen.de\/en\/occupational-disability-insurance\/","title":{"rendered":"Occupational disability Insurance"},"content":{"rendered":"

One in four employees will be affected by disability<\/span> (MORGEN & MORGEN, 2013), the benefits from the statutory pension insurance will not be enough, to secure your current standard of living. \n
That\u2019s why HanseMerkur<\/span> and the Advigon offer you suitable products to secure you and your loved ones.<\/p><\/div> <\/div>

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income at half disability<\/span><\/p><\/div> <\/div><\/div>

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income at full disability<\/span><\/p><\/div> <\/div><\/div>

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Supply gap<\/span><\/p><\/div> <\/div><\/div> <\/div><\/div> <\/div>

\"Berufsunf\u00e4higkeitsversicherung<\/div>

The constant risk: incapacity for work\u2026<\/span><\/span><\/span><\/h3>

Incapacity for work does not only affect accidents but is largely caused by serious physical and mental illnesses (cancer, burnout, etc.), which prevent us from continuing to carry out our profession.\n\n<\/span>

Benefits from the statutory pension insurance are often insufficient and money from professional associations must be fought hard again and again. In the event of partial disability, the statutory pension insurance provides only about 15% of the last gross income, which means that you will only receive benefits if you are no longer able to work<\/span> for 6 hours per day<\/span> in any profession.\n<\/span>

\nHowever, in order to provide you with benefits earlier, we offer you appropriate protectionin the event of accidents, serious illnesses and mental illnesses.\n<\/span>

\nWould you like to learn more about your current insurance or what you are entitled to in the event of an accident? We advise you comprehensively!<\/span><\/p> <\/div> <\/div><\/div> <\/div>

\u2026 therefore: the sooner the better\u2026<\/span><\/h3>

As with so much in life, the adage applies to disability insurance.\n\n<\/span>
\nThat\u2019s why we offer our special entry-level option to young people under 35, with which you can only pay half of the regular contribution for the first 5 years, but in case of disability, you can expect 100% of the benefits.\n\n<\/span>
\nFrom the 6th year onwards, the tariff is automatically changed, without re-examination or reclassification in the event of a change of occupation.\n\n<\/span>
\nYou can also include a performance dynamic at the time of conclusion of the contract, which adjusts your monthly pension to the rising cost of living, which applies from the 7th year and can be paused or taken from you at any time.<\/span><\/p> <\/div>

\"Berufsunf\u00e4higkeitsversicherung<\/div> <\/div><\/div> <\/div>
\"Berufsunf\u00e4higkeitsversicherung<\/div>

\u2026with our\nprotection!<\/span><\/p><\/h3>

It is not only in professional life that the risk of incapacity for work (BU) is looming, but circumstances can arise during studies, at school or during training that make it difficult or completely prevent entry into working life.\n<\/span>

\nThat\u2019s why our rates can be completed from the age of 15 to provide the best possible security for your children and themselves.\n<\/span>

\nPlease contact us, we will advise you comprehensively in order to find the right security for you!<\/span><\/p>

Schon f\u00fcr 25,45 \u20ac im Monat<\/span><\/p>Request advice<\/a>Initial information<\/a><\/div> <\/div><\/div> <\/div>

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